The following checklist will help you prepare for your purchase.
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Secure Financing: |
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Prequalification: determine the amount that you may borrow/how much house you can afford |
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Complete loan application |
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Provide supporting documentation |
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Copy of Sales Contract |
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Residence history |
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Employment History |
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Monthly statements- credit cards, bank accounts, mutual funds, IRAs, pensions, etc. |
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Current Real Estate |
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Personal Property |
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Proper Identification -Driver's license/Social Security Card |
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Select a House: |
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Features: |
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New or existing
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Architectural style |
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1, 2 or 3 story |
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Distance to work, school, entertainment, cultural centers, religious centers, etc. |
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Exterior: |
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Lot size |
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Landscaping |
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Access points |
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Paint |
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Windows |
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Doors |
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Porch/Patio/Balcony |
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Roof |
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Gutters |
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Back Yard/Front Yard |
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Lighting |
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Fencing |
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Deck |
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Garage/Carport/Driveway |
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Interior: |
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Square footage |
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Bedrooms (number and size) |
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Bathrooms (number and size) |
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Living Room |
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Dining Room |
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Kitchen |
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Appliances |
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Fixtures |
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Laundry Room |
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Walls/Ceiling |
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Flooring/Carpeting |
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Attic/Basement |
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Fireplace |
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Lighting |
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Systems: |
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Security |
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Heating |
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Air Conditioning |
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Ventilation |
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Electrical |
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Insulation |
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Extras: |
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Swimming Pool |
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Workshop |
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Den/Office |
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Hot tub/spa |
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Make Your Purchase: |
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Submit an offer (include contingencies and special provisions) and earnest money/deposit |
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Open escrow (after offer or counteroffer is accepted) |
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Approve preliminary title report, home inspection, appraisal (submit findings to escrow officer) |
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Sign escrow instructions |
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Have lender fund purchase |
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Submit final closing deposits |
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Have real estate agent verify the registration of documents |
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Close escrow |
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Receive deed via mail (store in secure place) |
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